Major medical insurance has limitations on the amounts and types of health care covered. Even if a family has standard medical insurance, a long-term or major illness such as cancer and heart disease can create out-of-pocket expenses that can create an enormous financial burden.

To mitigate this risk from occurring, your clients can obtain supplemental health insurance that specifies coverage for cancers, heart attacks, strokes, extended hospital stays, disability, critical illness, and others. This type of coverage can save your clients money and ensure financial security if they know they are dispositioned to particular type of health problem.